top of page


A reverse mortgage can help you supplement your income so you can settle down and enjoy your golden years. 

What is a Reverse Mortgage Loan?

A reverse mortgage is a loan, in the sense that it allows an eligible homeowner to borrow money but it doesn't work the same way as a home purchase loan. A homeowner who is 62 or older and has considerable home equity can borrow against the value of their home and receive funds as a lump sum, fixed monthly payment, or line of credit.

When applying for a Reverse Mortgage loan, here is what you need to know:

  • A  home loan for seniors ages 62 and older

  • Reverse mortgage loans allow homeowners to convert their home equity into cash income with no monthly mortgage payments.

  • A reverse mortgage can provide a lump sum or a line of credit that you can access as needed, based on how much of your home you’ve paid off and your home’s market value

  • Reverse mortgages can be a great financial decision for some seniors but a poor financial decision for others.

Qualifying for a Reverse Mortgage Loan involves an assessment that looks at your:

  • Property Type

  • Age, Equity, and Fees

  • Counseling

  • Collateral Protection

Let's work together to get you into your dream home. 

bottom of page