Mortgage Process Explained
Getting a mortgage can be a complex, daunting task. There is a wide range of mortgages to choose from, you will need to gather a lot of documents to apply for them, and even working out the monthly cost of your future mortgage can be difficult.
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Luckily for you, our dedicated mortgage brokers can help you navigate the complex world of residential homeownership so that you can make a decision with confidence.
1
Pre-Qualification
Determine how much you want to spend on a home. Decide if it's the right time to buy a new home. Get pre-qualified for a loan by providing basic info about income, assets and credit score.
2
Loan Application
Submit your loan application by providing more detailed information with supporting documentation to determine your qualification and interest rate. ​
3
Underwriting Process
Once the application is submitted, the lender verifies your information and creditworthiness plus property appraisal.
4
Closing
If you are approved for the loan, you will sign documents, the lender will disburse the loan funds.
Refinancing
Save money by receiving the best financing terms available. Refinancing services cater towards getting clients the best down payment and interest options on their loans. Contact us today to see what we can do for you. Check out our opening hours and schedule a consultation appointment today!
Fixed Rate Mortgage
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
Loan Comparison
Whether you’re buying your first home or looking for a new property, there’s lots of stress and complications involved in mortgages and financing. That’s where the Vantage Point Finance Team come in. We help clients with all their Loan Comparison needs so they can enjoy the fun and excitement of buying real estate knowing they’re in good hands.
Adjustable Rate Mortgage
The Adjustable Rate Mortgage offered by Vantage Point Finance is among the most competitive loans in the real estate market. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
