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Home Deck and Kitchen

Loan Options

We offer multiple loan programs that can fit your needs. The Vantage Point Finance team is here to assist with you selecting the best loan for you. 

Conventional loans are available as fixed-rate or adjustable-rate mortgages. A conventional mortgage is a homebuyer’s loan made through a private lender. Compared to a Federal Housing Administration (FHA) loan, a conventional loan often requires a higher credit score to qualify. Find out if a Conventional loan is right for you.

Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance.

If you’re looking for a BIG loan amount, we can handle it. Jumbo loans are available for loan amounts in the $500,000-$2,000,000 range, and sometimes higher.

A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender that is approved by the agency. FHA loans require a lower minimum down payment than many conventional loans, and applicants may have lower credit scores than is usually required.

The USDA Guaranteed Loan Program provides one of the most affordable loan programs to Americans today. See if you qualify for 100% financing and no money down.

Programs that won’t just finance your home, but also include the cost of improvements you want to make. Renovation loans actually allow you to build equity in your home through the transaction!

Do you have the income to afford monthly mortgage payments, but are struggling to come up with the cash needed for a down payment and closing costs? You may be able to take advantage of low interest rates, become a homeowner, and lock in your housing payment for the next 30 years. 

A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.

Let's work together to get you into your dream home. 

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