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Expert Mortgage
Advice & Rates

At Your Fingertips

Are you curious what you are approved for?

Answer some basic questions to see. 

No commitment needed.

Why Choose Us

What is the Vantage Point Finance Second Opinion? If your Loan Officer or Realtor tells you not to get a second opinion, I would question their service and if they have you in their best interest. The Vantage Point Finance Team is here to help with a no-cost second opinion that may save you thousands of dollars. We highly recommend you contact one of our team members to start your second opinion.


We take the guess work out of financing with a simple and streamline process

 Wholesale Rates

We work closely with nationwide wholesale lenders to get you the best possible rate

Award Winning

We continue to be an industry leader with numerous awards and recognitions


With over 16 years of industry experience, the Vantage Point Finance Team is on your side to provide you with exceptional guidance and solutions

Find a loan that’s right for you

Real easy, real people

We’re here when you need us, with easy online tools when you don’t.

Simpler home loans for you

Less paperwork and eClosings are just two examples of how we simplify mortgages.

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The Trusted Mortgage Lender in All California

The staff at Vantage Point Finance understand that purchasing a residential property is one of the most significant financial decisions one can make. We are proud to be here to serve you and guide you every step of the way.  Click below to learn more about how our team can help. 

Loan Options Include

Satisfied Customers

"I am a first time home buyer, it was a pleasure to have worked with Ray. He was very knowledgeable, he explained everything, answered all of my questions. It was a pleasure to have him be part of my home buying process, I highly recommend him and the Vantage Point Finance team."

Issac S.


“I am very thankful for Stephanie and Ray's professional, responsive and honest assistance with the whole mortgage process from beginning to end. They made themselves available to me, which I appreciated and took advantage of.  I am grateful for all of their work.

Jay & Cassandra V.


“On behalf of my family, I would like to thank you for all your assistance and effort to get this mortgage approved at a lower rate. We sincerely appreciate it and we’re truly happy working with you. I highly recommend the Vantage Point Finance for all your leading needs”

Joel D.


Get in Touch With Us

Fill out the form, or call us to set up a free consultation.

Serving all of California

Location: 26045 Ave 17 Ste A Madera, CA 93638

Phone: (559) 916-3543

Office Hours: Mon - Fri : 8 AM - 5:00 PM

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